Wow good info from isac, everyone should check out. This is as of 2006 and 2007 so very recent. So you mean to tell me that everything went crashing down hill in less than one year? This was a supposedly a well established organization, since 1993 I find it very hard to believe that things changed that dramatically to close up shop. They could of down sized and made ajustments just like any other organization/business, not just close shop like right now and run for the hills. Its common sense, any average IQ'd individual could figure that out if they thought about it. But in todays world everything is taken at face value which led bernie madolf and his clients into the hole of financial ruin. Trust, something which is taken advantage of these days by more individuals than you think.