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Treatment Abuse, Behavior Modification, Thought Reform => World Wide Association of Specialty Programs and Schools (WWASPS) => Topic started by: psy on September 13, 2010, 10:12:19 PM

Title: Insurance Company sues WWASP Carolina Springs
Post by: psy on September 13, 2010, 10:12:19 PM

It's a bit dated, but it's great reading.  Somebody sent me it this morning.
[attachment=0:24zp13zd]carolina springs insurance case.pdf[/attachment:24zp13zd]

The gist of it is that the insurance company got upset that WWASP allegedly misrepresented itself when applying for the policy. They insurance company is saying that if they knew what was going on they would never have insured Carolina Springs.

Quote

Lexington justifiably and reasonably relied upon material misrepresentations, omissions and concealment of facts by CSA when it issued the Policy. These misrepresentations, omissions and concealment of facts were material to the acceptance of the risk by Lexington. If the true facts had been disclosed in the policy application, as required by the application, Lexington in good faith would have: (1) not issued the Policy; or (2) not issued the Policy with as large of a limit of liability or at the premium rate as applied for; or (3) not provided coverage with respect to any claims arising out of any of the alleged wrongdoing alleged in the Vaiden Lawsuit. Consequently, Lexington is entitled to rescind the Policy.

Title: Lexington Insurance Company v. Carolina Springs Academy et a
Post by: Ursus on September 14, 2010, 11:23:40 AM

See also:

Lexington Insurance Company v. Carolina Springs Academy et al (http://http://dockets.justia.com/docket/south-carolina/scdce/8:2008cv00892/157122/)

Plaintiff:     Lexington Insurance Company
Defendants:    Carolina Springs Academy, Narvin Litchfield and Elaine Davis
 
Case Number:    8:2008cv00892
Filed:    March 17, 2008
 
Court:    South Carolina District Court
Office:    Anderson/Greenwood Office [ Court Info ]
County:    Greenwood
Presiding Judge:    Honorable G Ross Anderson Jr
 
Nature of Suit:    Contract - Insurance
Cause:    28:1391 Personal Injury
Jurisdiction:    Diversity
Jury Demanded By:    Plaintiff[/list][/list]

Title: Re: Insurance Company sues WWASP Carolina Springs
Post by: Anne Bonney on September 14, 2010, 11:47:34 AM

Now this is great to see!!  If they can't get coverage, they can't operate!!  First time EVER I've been impressed by an insurance company.

Title: Lexington Insurance vs. CSA/Narvin
Post by: Antigen on September 14, 2010, 03:47:03 PM

:deal: [attachment=0:5gvgkxbd]carolina springs insurance case.pdf[/attachment:5gvgkxbd]

Title: Re: Lexington Insurance vs. CSA/Narvin
Post by: psy on September 14, 2010, 03:50:08 PM

Quote from: "Antigen"

:deal: [attachment=0:3l4ce9xg]carolina springs insurance case.pdf[/attachment:3l4ce9xg]

I already posted it.

Title: Re: Insurance Company sues WWASP Carolina Springs
Post by: Carey on September 29, 2010, 12:28:50 AM

Has this case been settled?

Do you ever think change will come about?  How long have these programs been in operation now?  I wonder does anyone really care?

Well I know some people do care...but will there ever be enough who do to make a difference?