IT IS EXTREMELY IMPORTANT TO CHECK WITH THE SCHOOL REGARDING THE INSURANCE THAT THEY ARE CURRENTLY CARRYING.
DO NOT TAKE THEIR WORD FOR IT, CALL THE INSURANCE COMPANY.
HLA LET THEIR INSURANCE LAPSE IN APRIL AND ALSO DOWNGRADED THE AMOUNT OF COVERAGE OVER THE LAST FEW YEARS.
IT IS VERY, VERY IMPORTANT TO NOTE WHETHER HLA OR ANY OTHER SCHOOL FOR THAT MATTER CARRIES "CLAIMS MADE" OR "OCCURANCE"... THE LATTER BEING THE BEST, THE FORMER THE MOST LIMITING, GOD FORBID SOMETHING SHOULD HAPPEN.
